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Budget · September 2026

What over 20M EGP buys you in Egypt

75 compounds · 19 areas
Quick answer

75 compounds across 19 areas start in the over 20M EGP band, at a median of 193,832 EGP/m². Down payments start around 1.5% and plans run to 12 years.

Compounds
75
From
20M EGP
Areas
19
Plans to
12 yrs

The spread is wider than the average suggests

Across the 8 areas with enough inventory to compare fairly, the median price per square metre runs from about 132,562 EGP/m² in New Zayed to 387,097 EGP/m² in Somabay — roughly 2.9×. A national average hides that entirely, which is why the area you choose moves your budget further than almost any other decision.

Both figures are medians, so half the stock in each area sits above them. Use them to rank areas against each other, not to predict what one specific unit will cost.

What the instalment actually looks like

Headline prices are not how anyone buys here — the monthly figure is. Taking the cheapest unit in this set, at The LightHouse Village in Ras El Hekma, on its longest published plan:

What that actually costs
Unit price20M
Down payment (5%)1M
Balance over 8 yrs19M
Per month198K

Interest-free, as Egyptian developer plans are. Maintenance and club fees are separate and are not included here.

Run the affordability calculator →

By area

Ranked by how many compounds offer it, then by entry price. The two rarely agree — the area with the most choice is seldom the cheapest, which is the trade every buyer ends up making.

AreaCompoundsFromEGP/m²Longest plan
Ras El Hekma1920M219,66310 yrs
New Cairo1720.5M203,08110 yrs
New Zayed721M132,56210 yrs
6th of October City621.7M177,92410 yrs
6th settlement420.9M161,1018 yrs
New Capital City330M147,77810 yrs
El Sheikh Zayed323.8M220,5938 yrs
Somabay320.9M387,0978 yrs
Mostakbal City224.4M169,66412 yrs
Sidi Heneish221.8M191,1157.5 yrs
North Investors125M422,2225 yrs
El Lotus124.8M156,5859 yrs
South Investors130M161,7767 yrs
El Gouna127.9M250,3486 yrs
Golden Square148.9M238,99110 yrs
October Gardens120.5M115,23211.5 yrs
New Heliopolis129.2M171,66610 yrs
Alam Al Roum131.3M206,6368 yrs
Al Dabaa120.3M190,3457 yrs

Developers active here

What to check before you commit

Confirm the plan in writing. Published down payments are often introductory and attached to specific units or phases. Get the schedule, the instalment amount and the frequency on the contract, not the brochure.

Ask what is separate. Maintenance, club membership and parking are usually charged on top and are not in any price on this page.

Check the delivery date contractually. A date in a listing is a plan; a date in a contract is an obligation. On off-plan stock this is the single most consequential line in the agreement.

Visit at the hour you would actually live it. Drive the commute at rush hour and walk the compound on a weekday evening. Both tell you more than any specification sheet.

Where to start

Saada North Coast
Horizon Egypt Development · Ras El Hekma
Delivery 2029
From 21.4M202,692 EGP/m²25 units
from 188K EGP/mo
up to 9 yr · from 5% down
Nobu Residence
SODIC · Ras El Hekma
Delivery 2030
From 30M380,711 EGP/m²19 units
from 297K EGP/mo
up to 8 yr · from 5% down
Caesar Extension 2
SODIC · Ras El Hekma
Delivery 2029
From 27M218,240 EGP/m²17 units
from 267K EGP/mo
up to 8 yr · from 5% down
Swan Lake West
Hassan Allam Properties · 6th of October City
Delivery 2028
From 24.2M188,040 EGP/m²16 units
from 192K EGP/mo
up to 10 yr · from 5% down
North Villas-Hills Of One
People & Places · New Zayed
Delivery 2028
From 30.2M132,562 EGP/m²16 units
from 239K EGP/mo
up to 10 yr · from 5% down
EDNC
SODIC · New Cairo
CommercialReady to move
From 58M486,544 EGP/m²15 units
from 725K EGP/mo
up to 6 yr · from 10% down

Frequently asked

What can you buy for over 20M EGP in Egypt?

75 compounds across 19 areas have entry prices in this band, at a median of 193,832 EGP/m². Most commonly: Villas (51), Townhouses (28), Twinhouses (24), Apartments (15), Administrative (14).

Is that the total price or the down payment?

The total unit price. The cash you need up front is the down payment, which starts at about 1.5% in this band — a fraction of the figure above.

What would the monthly instalment be?

With plans to 12 years and no interest, the instalment is roughly the price minus the down payment, divided by the months. Our affordability calculator does the arithmetic for your exact numbers.

What costs are not included in the price?

Maintenance is the big one — usually an annual charge based on unit size, payable whether you live there or not. Club membership, parking and storage are frequently separate line items, and registration and legal fees sit on top. Ask for a full schedule of everything payable outside the unit price before you sign.

Are developer prices negotiable in Egypt?

The headline price per metre usually moves very little. What does move is the structure — a larger down payment is often traded for a discount, and cash purchases carry published discounts at some developers. Negotiate the plan before you negotiate the price; there is generally more room there.

How does reserving a unit work?

Typically a reservation deposit holds a specific unit for a short window while the contract is prepared, followed by the down payment on signing. Terms differ by developer — confirm in writing whether the reservation is refundable, and what happens to it if you do not proceed.

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